Bridging Loans in Ipswich
- Loans up to £50 million
- Receive an Offer in Principle (OIP) the day you apply
- Easy lending
- No unnecessary costs
- Quick fund transfers
- 24-month loans tailored to your needs
Get a FREE Quote
Capital For Urgent Investments
If you face a time-sensitive opportunity, the lengthy application processes required for traditional financing will mean you miss your chance. Our bridging loans in Ipswich are here to help. You can obtain the necessary capital in a matter of days, allowing you to make that investment. Here is what you can use it for:
- Buying property
- Break chain finance
- Refurbishing property
- Investing in your business
- Refinance a property
- Meeting your transaction deadlines
At AptPay, we believe in expert-led lending, setting us apart from traditional banks and lenders. You will never be assessed with an algorithm or subjected to automated credit checks. Instead, we walk you through your options and evaluate your case individually, meaning you can secure a loan agreement even if your credit history is poor. Our long-standing relationships with the UK’s top lenders allow us to provide the very best financing options. Reach out to our brokers today to arrange a no-obligation chat and learn how you can capitalise on once-in-a-lifetime prospects.
What is a Bridging Loan?
Bridging loans are short loan agreements designed to supply capital quickly. They offer you almost immediate funds to take time-sensitive opportunities, and usually last anywhere from 1-24 months, giving you chance to create long-term repayment strategies.
Why Should You Choose Bridging Loans?
If you are presented with a rare investment opportunity but do not have the liquid funds to secure it, bridging loans are a great option. Here’s why:
- You can receive a sum of up to £50 million
- You can take a chance before someone else
- You have the time to set up a repayment plan that fits your circumstances
- You can ‘roll up’ your loan and repay in one payment rather than repaying monthly
If time is of the essence, bridging finance can buy you more. To avoid losing out on a potentially life-changing investment, arrange a meeting with one of our experts today.
How Our Bridging Loan Applications Work
We have streamlined the application process so that you can arrange a bridging loan quickly and easily, enabling you to take rare chances:
Meet With Our Specialist Brokers
To offer the best terms, we meet with you and learn about your situation and needs. Then we explain your lender options and recommend the ideal choice.
We Fill In The Application Documents
If you decide you want to apply with the terms we suggest, our team manages your application and handles the necessary documents.
The Lender Offers An Agreement
After we make the application to your chosen lender, they will make a formal offer. Once you are happy with their terms, we finalise the loan.
The Money Is Transferred To Your Account
In a matter of days, you will receive the necessary capital to make your proposed investment.
Our Bridging Loans
We have multiple bridging loan options available that vary to suit your unique needs and purposes. You choose the type you want to apply for, and then we propose the best terms. Here are the choices:
Property
Our property bridging loans are available to anyone, including first-time buyers.
Rates: Variable
Value: Borrow up to £50 million
Terms: From 1 – 24 months
LTV: Up to 70% LTV
Security: Commercial and Residential Property
Fees: No hidden fees
Heavy Refurbishments
If you want to transform a property with extensive refurbishments, we can supply the necessary capital with bridging finance.
Rates start from: 0.65%
Value: Up to £50 million
Terms: From 1 – 24 months
LTV: Up to 65%
Security: Commercial and Residential Property
Fees: No hidden costs
Light Refurbishments
We have light refurbishment bridging loans available if you are looking to make smaller upgrades to your buildings.
Rates start from: 0.65%
Value: Up to £50 million
Terms: From 1 – 24 months
LTV: Up to 70%
Security: Commercial and Residential Property
Fees: No hidden costs
Business
We have commercial business bridging finance that provides immediate capital to help you grow your business and pursue new prospects.
Rates start from: 0.65%
Value: Up to £50 million
Terms: 1 – 24 months
LTV: Up to 70%
Security: Commercial Property
Fees: No hidden fees
What APR Will You Receive?
Your annual percentage rate (APR) is the rate at which you will repay your loan. They differ between lenders: some rates are fixed and others are variable, and these variable rates may change as your loan agreement progresses. Whenever you take out a bridging loan, it is always best practice to discuss the terms with financial experts so that you know exactly what you will repay. When you approach us, we will give you all the information you need and can address any of your concerns.
Why Choose Us?
When you enlist the support of our expert bridging loan brokers, you will never miss an investment opportunity. We assess every application individually and will never leave our decision up to an algorithm, ensuring that you receive terms that fit your needs. Throughout our years of experience, we have formed relationships with the UK’s leading lenders to provide our clients with the most loan options. Here are some more of the benefits we can provide:
Expert Knowledge
We are immensely proud to have such a specialist team to guide you through the entire process.
Loans Up To £50 Million
With our network of connections, we can help you secure high-value loans to fund your investments.
Quick Transfers
Opportunities can be time-sensitive. That’s why we transfer the funds to your account in a matter of days.
Low APR
Depending on your loan, you can secure a rate as low as 0.65%.
Complete Support
We know you have better things to do than fill in paperwork. We manage everything and will always be available for assistance.
FAQ
How does a bridging loan work?
A bridging loan is a short-term loan, typically taken out for 1-24 months. Then, you repay the loan, plus interest and repayment charges. They typically fund time-sensitive investments until a permanent plan can be arranged.
How long does it take to apply for a bridging loan?
With our expert support, you can apply for a bridging loan and have the money in your account within a few days.
How long can a bridging loan term be?
We offer bridging loan agreement terms from 1-24 months.
What interest rates are available for bridging loans?
Bridging loans typically have higher interest rates than mortgages as their terms are shorter. Our APR starts at 0.65%.
How do open and closed bridging finance differ?
A closed bridging loan has a fixed repayment day set when the agreement is signed. An open bridging loan has flexibility over when you repay the loan.
Do I have more flexibility with a bridging loan or a mortgage?
A bridging loan provides the flexibility to set up broader repayment plans, potentially even using a mortgage. You can repay the loan all at once. With a mortgage, you are locked into a minimum monthly payment for a longer period, typically 25-35 years. Ultimately, you have more flexibility with a bridging loan.