Bridging Loans in Surrey
- Loans up to £50 million
- Receive an Offer in Principle (OIP) the day you apply
- Easy lending
- No unnecessary costs
- Quick fund transfers
- 24-month loans tailored to your needs
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Fund Injections When You Need Them Most
With the prices of Surrey properties, development opportunities offer high returns. So when you see the ideal asset, the traditional time-consuming loan or mortgage application process will only slow you down. Thankfully, with our specialist brokers, you can secure a bridging loan in Surrey and obtain the capital to buy within a matter of days, helping you make investments as soon as they appear on the market.
When you approach us for a bridging loan, we maintain that your credit history should not underpin your credit future. That is why we never conduct automated credit checks.
Instead, we consider every application individually, setting us apart from traditional banks and lenders and helping you secure funding even if you have poor credit, CCJs or a history of late payments. You benefit from our network of strong relationships with the UK’s leading lenders, meaning you will always receive the best financing option. Contact our brokers today for a no-obligation chat.
What is a Bridging Loan?
A bridging loan is a short-term loan designed to provide immediate capital to make an investment and ‘bridge the gap’ whilst you find a long-term financing solution. Once you have your investment, you can use conventional loan methods to repay. Often, you can have the funds in your account within days, meaning you can quickly jump on opportunities.
Why Do Companies Need Our Loans?
Sometimes, the market presents once-in-a-lifetime opportunities that will disappear quickly. If you do not have the immediate funds to pounce and capitalise on these options, you risk missing out and stunting your company’s financial growth. Bridging the gap with a loan is a perfect solution.
Choosing a reliable loan company is vital. We are immensely proud to have a team of experienced bridging finance brokers to help secure your next investment and pursue financial freedom. If you have any questions or concerns, we are always happy to explain the details and reveal the bigger picture so that you have the most accurate picture of your bridging finance options. Plus, we will never assess your case with an algorithm, ensuring we can find the perfect lender for you.
To avoid missing an opportunity that may never come around again, arrange a meeting with one of our experts today.
How To Apply For A Bridging Loan?
We know that you want to secure a loan quickly. That is why we have created a short, efficient process:
Book An Appointment With Our Expert Brokers
We will learn about your situation, explain your options and find the best terms.
We Process The Documents
If you are happy with the terms on offer, we complete the application documents. Our team handles everything, leaving you to concentrate on more important matters.
The Lender Makes An Offer
Your chosen lender will then make a formal offer. Once you approve, we can initiate the legal process and secure the loan.
The Money Enters Your Account
After a few days, you will have an injection of funds into your bank account, allowing you to take that pending opportunity.
Our Solutions
When you apply for bridging finance, you can choose from multiple loan options. Take a look at our outstanding solutions for the following opportunities:
Property
If you are refinancing your mortgage or taking the giant leap onto the property ladder, our loan options make the gap smaller so that leap feels more like a hop.
Rates: Variable
Value: Borrow up to £50 million
Terms: From 1 – 24 months
LTV: Up to 70% LTV
Security: Commercial and Residential Property
Fees: No hidden fees
Heavy Refurbishments
Our flexible financing is a perfect way to secure funds to transform any property with impressive renovations.
Rates start from: 0.65%
Value: Up to £50 million
Terms: From 1 – 24 months
LTV: Up to 65%
Security: Commercial and Residential Property
Fees: No hidden costs
Light Refurbishments
Choose our light refurbishment finance to make slight renovations and give your property a facelift.
Rates start from: 0.65%
Value: Up to £50 million
Terms: From 1 – 24 months
LTV: Up to 70%
Security: Commercial and Residential Property
Fees: No hidden costs
Business
If you need immediate funds to complete purchases and enhance your operations, look no further than our commercial business financing.
Rates start from: 0.65%
Value: Up to £50 million
Terms: 1 – 24 months
LTV: Up to 70%
Security: Commercial Property
Fees: No hidden fees
Our APR
Your annual percentage rate (APR) will differ from lender to lender. Some loans will feature a fixed rate while others may be variable, meaning that you start with lower repayments, but the amount can increase in the later stages of your loan agreement. It is always best to discuss your loan terms with an expert advisor, and ours are available to help you understand your options to find the best solution.
Who We Can Help
Anyone over 18 is eligible for bridging finance, and with our comprehensive connections with lenders, we can find terms that suit your situation, no matter your financial history. We have helped businesses of all sizes and individuals with their investments. Here is what our previous clients have to say about our services:
Why Choose Us?
If you wait for your traditional finance to be approved and come into your account, someone else may swoop in and pick up your opportunity. With our team’s help, you will never miss a time-sensitive opportunity. Through our years of experience, we have helped homeowners, landlords, developers, and businesses secure bespoke loans to seize their chances. You will benefit from the following:
Market Experience
You will always deal with one of our experts, whether you are simply enquiring or making your application.
Loans Up To £50 Million
We have built impressive connections and can secure high-value loans for your projects.
Almost Immediate Payments
Your loan will appear in your account in a matter of days, so there are no long waiting times.
Low-Interest Rates
Our rates start as low as 0.65%, depending on the type of loan you take out.
Extensive Support
We manage the entire process, meaning you can relax whilst we find the best deal and handle the tedious paperwork.
FAQ
What will be the interest rate on my Bridging Loan?
Interest rates will vary depending on your chosen lender. However, ours start as low as 0.65%.
How quickly can I secure funds with a Bridging Loan?
We can have your application approved and transfer the funds into your bank account within days.
Why do people choose bridging finance?
Bridging finance provides funds to take short-term opportunities and gives you time to set up and manage your repayments.
How long are your bridging loan terms?
We offer bridging loan agreements from 1-24 months.
Can anyone be eligible for a bridging loan?
Anyone over the age of 18 can apply for a business loan. If your credit history could be better, we can find solutions and secure the loan against property or a guarantor. We will always determine eligibility case-by-case without the use of an algorithm.