Capify Funding

Through our partnership with Capify, we provide business loans that gets the money into your business account within 24 hours of approval.

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Borrow from £5,000 to £500,000

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Upon approval, receive funding in 24 hours

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No credit checks for pre-approvals

What Can I Borrow?

Borrow £5,000 to £500,000

With Capify, we offer small business loans ranging from £5,000 to £500,000, ensuring that you have the flexibility to secure the precise amount you need for your business expansion.

Getting additional capital for your business doesn’t have to be complicated. Through our partnership, you can see your loan in your account within 24 hours of a successful application.

Apply Today

Are You Eligible?

To qualify for our business loans, your business should meet the following criteria:

A trading history of over 12 months
Minimum monthly turnover of £10,000

Our unique lending criteria go beyond the conventional, making it possible for businesses with diverse credit profiles to access the funding they require.

The Benefits of Capify Funding with Us

Fast and Convenient Funding: Receive conditional approval in no time, with funds possibly in your account within 24 hours.
Applications Assessed by People – Not Computers: We understand that each business is unique. Our team, not algorithms, evaluates your application, providing a more personalised and considerate approach.
Flexible Loans for Any Purpose: Whether you need working capital, new equipment, or wish to pay off existing debts, Capify provides funding tailored to your business needs.
Small, Fixed Repayments: Unlike traditional lenders, Capify offers manageable repayments in regular instalments, easing the impact on your cash flow.

Meet Capify

Capify is our trusted partner in business growth, offering tailored small business loans to propel your ventures to new heights. With over 15 years of experience, they’ve empowered thousands of businesses to achieve their goals by providing quick and straightforward funding solutions. Like us, they take a human approach to assessing applications, considering various criteria beyond just credit profiles.

How It Works

Receive your unsecured business loan in 4 simple steps:

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Apply Online

Fill out a simple application online, with no credit check for pre-approvals

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Talk to a Human

Receive a solution tailored to fit your business needs through a personalised discussion

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Minimum Documentation

Get verified and approved quickly with minimal paperwork required

3

Receive Your Funds

Experience the ease of having funds deposited directly into your account within 24 hours

    
 
 
       Posted on Google  
   
   Saman Hassan 
 6 June 2026
 
 
 Trustindex verifies that the original source of the review is Google. I managed to secure funding for my business through Mohammed on monthly repayment terms and the service was excellent from start to finish. Mohammed was professional, responsive and genuinely helpful throughout the whole process. He took the time to understand what I needed, kept me informed at every stage and made everything feel straightforward and stress free. What impressed me most was how approachable and committed he was. Nothing seemed too much trouble and he always came back to me promptly whenever I had a question. It is refreshing to deal with someone who combines professionalism with a genuinely caring approach. I am very grateful for his support and would not hesitate to recommend him to anyone looking for business finance. Thank you, Mohammed, for all your help. It was a pleasure working with you.
  
 
      Posted on Google  
   
   Anita Kaur 
 26 May 2026
 
 
 Trustindex verifies that the original source of the review is Google. I’m a small business owner and needed funds to grow the company. And with divine intervention, I came across Mohammad who saved the day! He was calm, reassuring and extremely helpful and knowledgeable. Mohammad was highly professional and put me at ease straight away. Made the whole process simple and straightforward which I really appreciated. Within those few hours of our initial conversation, Mohammad managed to secure me a loan extremely quickly. I can’t thank him enough for his dedication and will 100% be returning to him in the future. Thank you Mohammad! ⭐️
  
 
      Posted on Google  
   
   JJ_n_TY Chitiyo 
 22 May 2026
 
 
 Trustindex verifies that the original source of the review is Google. Was recently recommended to Mohammad by a friend for a business loan and the experience was excellent. Very quick responses, efficient service and everything moved much faster than expected. He managed to arrange multiple offers which gave me a choice to pick the best fit for my business needs. The whole process felt straightforward and hassle-free. Reliable service and definitely someone I’d recommend to others. Regards, GOLDEN SQUARE HEALTHCARE LIMITED
  
 
      Posted on Google  
   
   Brenda Chikosha 
 25 April 2026
 
 
 Trustindex verifies that the original source of the review is Google. My first time using their service. Mohammed has been great in getting a business loan for us when no one else could. We’re so grateful. Very quick process. Will use him again 🙏.
  
 
      Posted on Google  
   
   Caphas Chisangowerota 
 22 April 2026
 
 
 Trustindex verifies that the original source of the review is Google. Big thanks to AptPay and Mohammad for helping us secure funding for our care home. We were struggling with delayed council payments while needing to pay staff on time. After trying many lenders without success, they stepped in and delivered quickly. We ended up taking a short-term loan, which actually worked perfectly for our needs. Great service, fast response, and very understanding of real business challenges.
  
 
      Posted on Google  
   
   MUHAMMAD ZAMAN WARRAICH 
 17 April 2026
 
 
 Trustindex verifies that the original source of the review is Google. My business is based in Dublin, Ireland, and Mohammad helped me secure a business loan from London. The whole process was smooth and easier than I expected. He took the time to understand my situation, explained everything clearly, and kept me updated throughout. I always felt like I knew what was going on, which made a big difference. Thanks to his support, I was able to get the funding I needed and keep my business moving forward. I’d definitely recommend him to anyone looking for reliable help with business finance.
  
 
      Posted on Google  
   
   Robin Sharma 
 14 April 2026
 
 
 Trustindex verifies that the original source of the review is Google. We run Avatar Group Ltd, managing restaurants and hotels in Shrewsbury, and like any business, there have been moments where the right support really mattered. Mohammad came through for us at exactly the right time. He helped arrange £300K in funding, and honestly, that gave us the push and stability we needed to keep things moving forward. What stood out was how easy he was to deal with — no complications, no pressure, just clear communication and someone who actually understood what we needed. We’re genuinely thankful for his support. It made a real difference to us and the business.
  
 
      Posted on Google  
   
   isaac ogundiran 
 10 April 2026
 
 
 Trustindex verifies that the original source of the review is Google. I run a wholesale business based in Glasgow, regularly buying stock in bulk from overseas, so cash flow is always key. I was introduced to Mohammad through a friend’s recommendation, and I’m really glad I reached out. He acted quickly and made the whole process smooth and straightforward. What stood out most is that he’s available 7 days a week it genuinely feels like he’s working alongside me, his customer service s is top notch 👌 Really appreciate the support. He helped me secure the business loan I needed without stress. Highly recommended.
  
 
      Posted on Google  
   
   Rebwar 
 24 March 2026
 
 
 Trustindex verifies that the original source of the review is Google. Needed funding. Mohammad delivered. Business advance secured. Excellent service. Highly recommended.

What Can You Use The Money For?

Small business loans through Capify funding is a versatile solution for various business needs:

Refurbishment and Renovation: Upgrade your business space with a fresh interior or invest in furniture that aligns with your brand.
Business Technology: Upgrade your operations with cutting-edge business tools, leaving behind the days of manual paperwork.
Staff Training and Education: Invest in your team’s skills with courses, training, and education, ensuring a high level of service.
Marketing and Advertising: Launch effective marketing strategies, online or offline, to reach a broader audience and boost your business.

How Capify Funding Can Help Your Business

Our business loans empower you to:

Improve Cash Flow: Settle bills, pay suppliers, and buy stock effortlessly, irrespective of seasonality or unpaid invoices.
Upgrade Your Business: Invest in new equipment, renovate your store, and revamp your business for a fresh and appealing look.
Scale for Growth: Hire more staff, invest in marketing, or open new stores, reach new heights and achieve your business goals.
Technology and Automation: Streamline your operations, spending less time on daily admin and more on crucial aspects of your business.
Handle Tax Bills: Access funding quickly to settle unexpected tax payments, avoiding surcharges and ensuring smooth financial operations.

Sectors Our Funding Supports

Capify funding can provide financial support to a range of industries, including:

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E-commerce

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Professional and Business Services

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Car Servicing and Repairs

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Wholesale

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Manufacturing

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IT Services

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Retail

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Health and Hospitality

Even if your business type isn’t listed, feel free to contact us – we might still be able to help.

Choose a Business Loan Through Our Partner

Quick and Straightforward Funding: No lengthy paperwork or extensive proposals – our quick and straightforward process gets you the funds you need.
Flexible Loans for Any Purpose: Whether it’s working capital, equipment purchase, or debt settlement, our loans cater to various business needs.
Human-Centric Approach: Unlike banks, we assess applications personally, ensuring a human touch to the funding process.

Ready to take your business to the next level? Check your eligibility and unlock the potential of Capify funding with us. Apply today and discover how we can fuel your business aspirations.

Alternative Business Funding

We have partnered with a number of other financial providers to give you a range of business financing options to choose from. Explore:

Secured Business Loans

Liberis Funding

YouLend

365 Finance

Iwoca

FAQ

Who qualifies for business financing?

Eligibility for business financing typically depends on factors such as business revenue, and the overall financial health of the business. Lenders may also consider the business owner’s personal financial stability.

What are the requirements for obtaining a business loan?

Requirements for obtaining a business loan vary among lenders but commonly include financial statements and a demonstrated ability to repay the loan. Collateral may also be required for certain types of loans.

What is a small business loan?

A small business loan is a financial product designed to provide funding to small and medium-sized enterprises (SMEs). These loans can be used for various business purposes, such as working capital, expansion, equipment purchase, or inventory.

How do small business loans work?

Small business loans typically involve a lender providing a lump sum of capital to a business, which is then repaid with interest over a specified period. The terms, interest rates, and repayment schedules vary, and the loan may be secured or unsecured depending on the agreement.

Who qualifies for a small business loan?

Small business loans are generally available to business owners with a stable credit history, a viable business plan, and a demonstrated ability to repay the loan. Lenders may assess both personal and business financial factors when determining eligibility.

For what purposes can small business loans be utilised?

Small business loans can be used for various purposes, including working capital, equipment purchase, inventory replenishment, business expansion, and even debt consolidation. The specific usage often depends on the needs and goals of the business.

What is the typical duration of a small business loan?

The duration of a small business loan varies, but it commonly ranges from a few months to several years. Short-term loans may have terms of up to 18 months, while long-term loans can extend to 5 or more years.

What are unsecured small business loans?

Unsecured small business loans are loans that do not require collateral. Approval is based on the borrower’s creditworthiness and financial stability. These loans typically have higher interest rates to compensate for the increased risk to the lender.

What are secured small business loans?

Secured small business loans are backed by collateral, such as business assets or personal property. The presence of collateral often results in lower interest rates compared to unsecured loans, and it provides the lender with security in case of default.

What are limited company loans?

Limited company loans are designed for businesses operating as limited companies. These loans may have specific eligibility criteria based on the company’s financial health and creditworthiness. They can be used for various business purposes.

What are flexible small business loans?

Flexible small business loans offer adjustable terms, allowing businesses to tailor the loan to their specific needs. This flexibility may include variable interest rates, repayment schedules, and the ability to draw funds as needed, making them adaptable to changing business circumstances.