Capify Funding
Through our partnership with Capify, we provide business loans that gets the money into your business account within 24 hours of approval.
Get a FREE Quote
Borrow from £5,000 to £500,000
Upon approval, receive funding in 24 hours
No credit checks for pre-approvals
What Can I Borrow?
Borrow £5,000 to £500,000
With Capify, we offer small business loans ranging from £5,000 to £500,000, ensuring that you have the flexibility to secure the precise amount you need for your business expansion.
Getting additional capital for your business doesn’t have to be complicated. Through our partnership, you can see your loan in your account within 24 hours of a successful application.
Are You Eligible?
To qualify for our business loans, your business should meet the following criteria:
- A trading history of over 12 months
- Minimum monthly turnover of £10,000
Our unique lending criteria go beyond the conventional, making it possible for businesses with diverse credit profiles to access the funding they require.
The Benefits of Capify Funding with Us
- Fast and Convenient Funding: Receive conditional approval in no time, with funds possibly in your account within 24 hours.
- Applications Assessed by People – Not Computers: We understand that each business is unique. Our team, not algorithms, evaluates your application, providing a more personalised and considerate approach.
- Flexible Loans for Any Purpose: Whether you need working capital, new equipment, or wish to pay off existing debts, Capify provides funding tailored to your business needs.
- Small, Fixed Repayments: Unlike traditional lenders, Capify offers manageable repayments in regular instalments, easing the impact on your cash flow.
Meet Capify
Capify is our trusted partner in business growth, offering tailored small business loans to propel your ventures to new heights. With over 15 years of experience, they’ve empowered thousands of businesses to achieve their goals by providing quick and straightforward funding solutions. Like us, they take a human approach to assessing applications, considering various criteria beyond just credit profiles.
How It Works
Receive your unsecured business loan in 4 simple steps:
Apply Online
Fill out a simple application online, with no credit check for pre-approvals
Talk to a Human
Receive a solution tailored to fit your business needs through a personalised discussion
Minimum Documentation
Get verified and approved quickly with minimal paperwork required
Receive Your Funds
Experience the ease of having funds deposited directly into your account within 24 hours
What Can You Use The Money For?
Small business loans through Capify funding is a versatile solution for various business needs:
- Refurbishment and Renovation: Upgrade your business space with a fresh interior or invest in furniture that aligns with your brand.
- Business Technology: Upgrade your operations with cutting-edge business tools, leaving behind the days of manual paperwork.
- Staff Training and Education: Invest in your team’s skills with courses, training, and education, ensuring a high level of service.
- Marketing and Advertising: Launch effective marketing strategies, online or offline, to reach a broader audience and boost your business.
How Capify Funding Can Help Your Business
Our business loans empower you to:
- Improve Cash Flow: Settle bills, pay suppliers, and buy stock effortlessly, irrespective of seasonality or unpaid invoices.
- Upgrade Your Business: Invest in new equipment, renovate your store, and revamp your business for a fresh and appealing look.
- Scale for Growth: Hire more staff, invest in marketing, or open new stores, reach new heights and achieve your business goals.
- Technology and Automation: Streamline your operations, spending less time on daily admin and more on crucial aspects of your business.
- Handle Tax Bills: Access funding quickly to settle unexpected tax payments, avoiding surcharges and ensuring smooth financial operations.
Sectors Our Funding Supports
Capify funding can provide financial support to a range of industries, including:
E-commerce
Professional and Business Services
Car Servicing and Repairs
Wholesale
Manufacturing
IT Services
Retail
Health and Hospitality
Even if your business type isn’t listed, feel free to contact us – we might still be able to help.
Choose a Business Loan Through Our Partner
- Quick and Straightforward Funding: No lengthy paperwork or extensive proposals – our quick and straightforward process gets you the funds you need.
- Flexible Loans for Any Purpose: Whether it’s working capital, equipment purchase, or debt settlement, our loans cater to various business needs.
- Human-Centric Approach: Unlike banks, we assess applications personally, ensuring a human touch to the funding process.
Ready to take your business to the next level? Check your eligibility and unlock the potential of Capify funding with us. Apply today and discover how we can fuel your business aspirations.
Alternative Business Funding
We have partnered with a number of other financial providers to give you a range of business financing options to choose from. Explore:
FAQ
Who qualifies for business financing?
Eligibility for business financing typically depends on factors such as business revenue, and the overall financial health of the business. Lenders may also consider the business owner’s personal financial stability.
What are the requirements for obtaining a business loan?
Requirements for obtaining a business loan vary among lenders but commonly include financial statements and a demonstrated ability to repay the loan. Collateral may also be required for certain types of loans.
What is a small business loan?
A small business loan is a financial product designed to provide funding to small and medium-sized enterprises (SMEs). These loans can be used for various business purposes, such as working capital, expansion, equipment purchase, or inventory.
How do small business loans work?
Small business loans typically involve a lender providing a lump sum of capital to a business, which is then repaid with interest over a specified period. The terms, interest rates, and repayment schedules vary, and the loan may be secured or unsecured depending on the agreement.
Who qualifies for a small business loan?
Small business loans are generally available to business owners with a stable credit history, a viable business plan, and a demonstrated ability to repay the loan. Lenders may assess both personal and business financial factors when determining eligibility.
For what purposes can small business loans be utilised?
Small business loans can be used for various purposes, including working capital, equipment purchase, inventory replenishment, business expansion, and even debt consolidation. The specific usage often depends on the needs and goals of the business.
What is the typical duration of a small business loan?
The duration of a small business loan varies, but it commonly ranges from a few months to several years. Short-term loans may have terms of up to 18 months, while long-term loans can extend to 5 or more years.
What are unsecured small business loans?
Unsecured small business loans are loans that do not require collateral. Approval is based on the borrower’s creditworthiness and financial stability. These loans typically have higher interest rates to compensate for the increased risk to the lender.
What are secured small business loans?
Secured small business loans are backed by collateral, such as business assets or personal property. The presence of collateral often results in lower interest rates compared to unsecured loans, and it provides the lender with security in case of default.
What are limited company loans?
Limited company loans are designed for businesses operating as limited companies. These loans may have specific eligibility criteria based on the company’s financial health and creditworthiness. They can be used for various business purposes.
What are flexible small business loans?
Flexible small business loans offer adjustable terms, allowing businesses to tailor the loan to their specific needs. This flexibility may include variable interest rates, repayment schedules, and the ability to draw funds as needed, making them adaptable to changing business circumstances.
Location
© 2023. AptPay is a trading name of APT BUSINESS CONSULTANTS LTD, registration number: 12781495 acting as an intermediary of the card payment provider and financial company. AptPay is not liable for any email correspondence, and email correspondence will not be binding legally, please seek independent advice. The registered address is 13 Hanover Square, Mayfair, London, W1S 1HN
Important Notice: We exclusively provide unregulated finance solutions to limited companies incorporated in the UK. We do not offer regulated financing. For more information, please contact our customer support team.