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Cubefunder Business Loans

Fast, Flexible Funding with Our New Partner

Looking for fast and flexible Cubefunder business loans? We have partnered with Cubefunder to offer UK SMEs a smarter, more tailored borrowing experience. Whether you’re managing cash flow, buying stock, or seizing a growth opportunity, we can help you access the funding you need, when you need it.

Get a FREE Quote

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Borrow £5,000 to £100,000

Loans for UK and Wales Businesses

No Confusing APR Rate

Only Need 3 Months of Revenue

Why Choose Cuberfunder Business Loans with Us?

We go beyond just connecting you to lenders. We make funding faster, easier, and more flexible. We understand your business is unique, so you require a business loan which can be tailored to your needs.

Here’s what sets us apart:

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  • Fast Payouts: Once your paperwork is approved, we’ll send your loan funds in just a few days
  • Loan Amounts from £5,000 to £100,000: Higher maximum limits than standard offers
  • Flexible Repayments: Choose daily, weekly, or monthly instalments that work with your cash flow
  • Fixed Interest Rates: Transparent and predictable repayments with no surprise APR changes
  • Top-Up Options Available: Need more? Apply for additional funding without restarting from scratch.
Get Approved and Receive Funds in around 48 Hours

Key Features at a Glance

With our partnership with a tech-driven lender, we can offer fast, unsecured business loans.

Feature

Details

Loan Amount

£5,000 – £100,000

Loan Purpose

Any business needs: working capital, rent, wages, stock, tax, or expansion

Loan Term

3 to 12 months

Speed

Funding in as little as 48 hours after approval

Type

Unsecured business loans. No collateral is required

Top-Ups

Available based on your repayment history and account standing
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Get Approved and Receive Funds in around 48 Hours

Am I Eligible for This Business Loan?

To qualify, you’ll need to meet the following criteria:

  • Limited company registered in England or Wales
  • At least 3 months of trading history
  • Minimum monthly turnover of £4,000
  • Able to provide 3 months’ business bank statements
  • Credit score is considered, but business health and affordability matter most – we can work with poor credit

Please note, we cannot lend to pre-revenue start-ups at this time.

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Repayment Terms Tailored to Your Cash Flow

We offer flexible repayment options designed around your business’s needs:

  • Repay daily, weekly, or monthly
  • No early repayment fees
  • No late payment charges
  • A fixed cost of credit
  • No confusing APR

We work closely with you to structure a plan that fits your cash flow, not the other way around.

Get Approved and Receive Funds in around 48 Hours

How Your Application Works

Getting a business loan through us is simple and stress-free:

Apply Online in Under 1 Minute

We only require basic business info

Get a Call Within 30 Minutes

Our specialists work with you to understand your funding needs

Upload Bank Statements

No business plans, budgets or forecasts needed

Get Funded Fast

Once approved, you could have funds in your account within 48 hours
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Trusted by 1,700 Businesses and More

Cubefunder has lent over £45 million to more than 1,700 SMEs across the UK. With us, you get access to this same trusted lender, plus enhanced flexibility, bigger loans, and tailored support.

We’re proud to support real businesses with real funding, just like:

 

  • E-commerce retailers scaling fast
  • Construction companies managing contracts
  • Hospitality brands expanding locations
  • Trades needing short-term cash flow boosts
Get Approved and Receive Funds in around 48 Hours

Choose AptPayment

We’re more than a broker. We’re your business funding partner.

Personalised service tailored to your goals

Flexible repayment plans with no hidden fees

High approval rates, even for businesses with imperfect credit

Top-up options to support your next step

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Ready to Apply for a Cubefunder Business Loan?

Skip the confusion and get the funding your business needs, fast.
Get Approved and Receive Funds in around 48 Hours

FAQ

How fast can I get the funds?
Most loans are funded within 1–3 working days once approved.
Do I need a business plan?
No, all you need is 3 months of bank statements and your basic business info.
Will a low credit score stop me?

Not necessarily. We assess your overall business health and affordability.

How much can I borrow?
We offer business loans from £5,000 to £100,000, with terms ranging from 3 to 12 months for new applicants. Additional funding may be available based on your account status.
Do you fund start-ups?
We do not provide loans to pre-revenue start-ups. You must have at least 3 months of business bank statements showing revenue.
Do you lend outside the UK?
We currently only finance businesses registered in England or Wales.
Can I apply with poor personal credit?
Yes, we consider more than just your credit score and assess whether your business can afford the repayments. We recommend seeking professional financial advice before applying.
What are the loan terms?
New applicants can choose loan terms from 3 to 12 months.
Can I repay early?
Yes, you can repay your loan early at any time with no extra fees.
How much does a Cubefunder business loan cost?
Loan costs are fixed and tailored to your business. We provide a personalised quote after reviewing your financials and assessing affordability.