Cubefunder Business Loans

Fast, Flexible Funding with Our New Partner

Looking for fast and flexible Cubefunder business loans? We have partnered with Cubefunder to offer UK SMEs a smarter, more tailored borrowing experience. Whether you’re managing cash flow, buying stock, or seizing a growth opportunity, we can help you access the funding you need, when you need it.

Get a FREE Quote

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Borrow £5,000 to £100,000

Loans for UK and Wales Businesses

No Confusing APR Rate

Only Need 3 Months of Revenue

Why Choose Cuberfunder Business Loans with Us?

We go beyond just connecting you to lenders. We make funding faster, easier, and more flexible. We understand your business is unique, so you require a business loan which can be tailored to your needs.

Here’s what sets us apart:

Credit Card Options
  • Fast Payouts: Once your paperwork is approved, we’ll send your loan funds in just a few days
  • Loan Amounts from £5,000 to £100,000: Higher maximum limits than standard offers
  • Flexible Repayments: Choose daily, weekly, or monthly instalments that work with your cash flow
  • Fixed Interest Rates: Transparent and predictable repayments with no surprise APR changes
  • Top-Up Options Available: Need more? Apply for additional funding without restarting from scratch.

Key Features at a Glance

With our partnership with a tech-driven lender, we can offer fast, unsecured business loans.

Feature

Details

Loan Amount

£5,000 – £100,000

Loan Purpose

Any business needs: working capital, rent, wages, stock, tax, or expansion

Loan Term

3 to 12 months

Speed

Funding in as little as 48 hours after approval

Type

Unsecured business loans. No collateral is required

Top-Ups

Available based on your repayment history and account standing

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Saman Hassan profile picture
Saman Hassan
6 June 2026
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I managed to secure funding for my business through Mohammed on monthly repayment terms and the service was excellent from start to finish. Mohammed was professional, responsive and genuinely helpful throughout the whole process. He took the time to understand what I needed, kept me informed at every stage and made everything feel straightforward and stress free. What impressed me most was how approachable and committed he was. Nothing seemed too much trouble and he always came back to me promptly whenever I had a question. It is refreshing to deal with someone who combines professionalism with a genuinely caring approach. I am very grateful for his support and would not hesitate to recommend him to anyone looking for business finance. Thank you, Mohammed, for all your help. It was a pleasure working with you.
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Anita Kaur
26 May 2026
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I’m a small business owner and needed funds to grow the company. And with divine intervention, I came across Mohammad who saved the day! He was calm, reassuring and extremely helpful and knowledgeable. Mohammad was highly professional and put me at ease straight away. Made the whole process simple and straightforward which I really appreciated. Within those few hours of our initial conversation, Mohammad managed to secure me a loan extremely quickly. I can’t thank him enough for his dedication and will 100% be returning to him in the future. Thank you Mohammad! ⭐️
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JJ_n_TY Chitiyo
22 May 2026
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Was recently recommended to Mohammad by a friend for a business loan and the experience was excellent. Very quick responses, efficient service and everything moved much faster than expected. He managed to arrange multiple offers which gave me a choice to pick the best fit for my business needs. The whole process felt straightforward and hassle-free. Reliable service and definitely someone I’d recommend to others. Regards, GOLDEN SQUARE HEALTHCARE LIMITED
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Brenda Chikosha
25 April 2026
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My first time using their service. Mohammed has been great in getting a business loan for us when no one else could. We’re so grateful. Very quick process. Will use him again 🙏.
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Caphas Chisangowerota
22 April 2026
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Big thanks to AptPay and Mohammad for helping us secure funding for our care home. We were struggling with delayed council payments while needing to pay staff on time. After trying many lenders without success, they stepped in and delivered quickly. We ended up taking a short-term loan, which actually worked perfectly for our needs. Great service, fast response, and very understanding of real business challenges.
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MUHAMMAD ZAMAN WARRAICH
17 April 2026
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My business is based in Dublin, Ireland, and Mohammad helped me secure a business loan from London. The whole process was smooth and easier than I expected. He took the time to understand my situation, explained everything clearly, and kept me updated throughout. I always felt like I knew what was going on, which made a big difference. Thanks to his support, I was able to get the funding I needed and keep my business moving forward. I’d definitely recommend him to anyone looking for reliable help with business finance.
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Robin Sharma profile picture
Robin Sharma
14 April 2026
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We run Avatar Group Ltd, managing restaurants and hotels in Shrewsbury, and like any business, there have been moments where the right support really mattered. Mohammad came through for us at exactly the right time. He helped arrange £300K in funding, and honestly, that gave us the push and stability we needed to keep things moving forward. What stood out was how easy he was to deal with — no complications, no pressure, just clear communication and someone who actually understood what we needed. We’re genuinely thankful for his support. It made a real difference to us and the business.
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isaac ogundiran
10 April 2026
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I run a wholesale business based in Glasgow, regularly buying stock in bulk from overseas, so cash flow is always key. I was introduced to Mohammad through a friend’s recommendation, and I’m really glad I reached out. He acted quickly and made the whole process smooth and straightforward. What stood out most is that he’s available 7 days a week it genuinely feels like he’s working alongside me, his customer service s is top notch 👌 Really appreciate the support. He helped me secure the business loan I needed without stress. Highly recommended.
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Rebwar profile picture
Rebwar
24 March 2026
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Needed funding. Mohammad delivered. Business advance secured. Excellent service. Highly recommended.

Am I Eligible for This Business Loan?

To qualify, you’ll need to meet the following criteria:

  • Limited company registered in England or Wales
  • At least 3 months of trading history
  • Minimum monthly turnover of £4,000
  • Able to provide 3 months’ business bank statements
  • Credit score is considered, but business health and affordability matter most – we can work with poor credit

Please note, we cannot lend to pre-revenue start-ups at this time.

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Man in a blazer staring at a laptop screen

Repayment Terms Tailored to Your Cash Flow

We offer flexible repayment options designed around your business’s needs:

  • Repay daily, weekly, or monthly
  • No early repayment fees
  • No late payment charges
  • A fixed cost of credit
  • No confusing APR

We work closely with you to structure a plan that fits your cash flow, not the other way around.

How Your Application Works

Getting a business loan through us is simple and stress-free:

Apply Online in Under 1 Minute

We only require basic business info

Get a Call Within 30 Minutes

Our specialists work with you to understand your funding needs

Upload Bank Statements

No business plans, budgets or forecasts needed

Get Funded Fast

Once approved, you could have funds in your account within 48 hours
Meeting to set up Business Bank Account

Trusted by 1,700 Businesses and More

Cubefunder has lent over £45 million to more than 1,700 SMEs across the UK. With us, you get access to this same trusted lender, plus enhanced flexibility, bigger loans, and tailored support.

We’re proud to support real businesses with real funding, just like:

 

  • E-commerce retailers scaling fast
  • Construction companies managing contracts
  • Hospitality brands expanding locations
  • Trades needing short-term cash flow boosts

Choose AptPayment

We’re more than a broker. We’re your business funding partner.

Personalised service tailored to your goals

Flexible repayment plans with no hidden fees

High approval rates, even for businesses with imperfect credit

Top-up options to support your next step

Ready to Apply for a Cubefunder Business Loan?

Skip the confusion and get the funding your business needs, fast.

FAQ

How fast can I get the funds?
Most loans are funded within 1–3 working days once approved.
Do I need a business plan?
No, all you need is 3 months of bank statements and your basic business info.
Will a low credit score stop me?

Not necessarily. We assess your overall business health and affordability.

How much can I borrow?
We offer business loans from £5,000 to £100,000, with terms ranging from 3 to 12 months for new applicants. Additional funding may be available based on your account status.
Do you fund start-ups?
We do not provide loans to pre-revenue start-ups. You must have at least 3 months of business bank statements showing revenue.
Do you lend outside the UK?
We currently only finance businesses registered in England or Wales.
Can I apply with poor personal credit?
Yes, we consider more than just your credit score and assess whether your business can afford the repayments. We recommend seeking professional financial advice before applying.
What are the loan terms?
New applicants can choose loan terms from 3 to 12 months.
Can I repay early?
Yes, you can repay your loan early at any time with no extra fees.
How much does a Cubefunder business loan cost?
Loan costs are fixed and tailored to your business. We provide a personalised quote after reviewing your financials and assessing affordability.