Buy-to-Let Mortgages Through Limited Company
Looking to amplify your property portfolio? Reap the benefits of Limited Company Buy-to-Let Mortgages.
Our tailored solutions and expert guidance empower you to maximise profits, streamline taxes, and build a prosperous property portfolio all under one loan.
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Access mortgage loans from £150,000 to £10,000,000
Borrow funds over a maximum of 10 years
1st charge mortgages at 75% LTV
For property investments in England and Wales
Expert team on hand for assistance
Arrange Your Buy-to-Let Mortgage Today
Our streamlined process makes getting started a breeze. Apply today and we’ll take you from your initial inquiry to having your mortgage application approved in no time.
Get started today in 4 simple steps:
- Contact Us: Speak to a dedicated property finance specialist.
- Discuss Your Goals: We tailor the solution to your investment strategy.
- Seamless Application: Our team guides you through every step.
- Fast Approvals: Get mortgage approval quickly to focus on growing your portfolio.
Apply today and borrow £150,000 up to £10 million in as little as 10 days.
Is Our Mortgage Right for You?
Our Limited Company Buy-to-Let Mortgages are ideal for:
- Seasoned Investors: Maximise returns and strategically grow your portfolio
- New Investors: Access a tax-efficient entry point into the property market
However, we can still lend to LLPs and SVPs.
To ensure you are eligible for this type of funding, we have the following criteria:
- Minimum deposit requirements apply (contact us for details)
- Trading history and financial strength of the limited company are considered
- Experienced advisors assess your individual needs and goals
Take Your Property Portfolio to the Next Level
Our buy-to-let mortgage is designed to help you build a substantial and secure property portfolio.
Tax Efficiency Advantage
Enjoy lower corporate tax rates and maximise your rental income.
Accelerated Portfolio Growth
Retain profits within your limited company to fuel rapid property expansion.
Enhanced Asset Protection
Safeguard your personal assets by separating your business and investment liabilities.
Benefit from Our Expertise
Benefit from our expertise and customer-focus, as well as our strong industry partnerships.
With us you get:
- Tailored Solutions: Your unique needs, our customised approach
- Expert Guidance: Benefit from our experienced property finance advisors
- Strong Partnerships: Access to competitive mortgage rates through our lender network
- Fast Approvals: Quick decisions, faster progress
Let us help you unlock the potential of your buy-to-let investment.
Contact Us Today
Don’t let this opportunity pass you by. Contact our expert team to unlock the true potential of your property investments with a Limited Company Buy-to-Let Mortgage. Call us or fill out our online form to get started today.
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FAQ
What is a Limited Company Buy-to-Let Mortgage?
A limited company buy-to-let mortgage is a loan secured against a property that is owned by a limited company. This company then rents out the property to generate income. Essentially, it’s the same as a standard buy-to-let mortgage but with the property ownership held by a company rather than an individual.
What are the Advantages and Disadvantages of a Limited Company Mortgage?
Owning buy-to-let properties through a limited company can offer potential benefits, such as tax efficiency and asset protection. However, it’s important to weigh these against potential complexities and additional costs.
Are there limitations on the types of properties I can buy with a Limited Company Buy-to-Let Mortgage?
No, we offer limited company buy-to-let mortgages on a wide range of properties, including houses, flats, new builds, student accommodation, and small multi-unit blocks (up to 30 units).
Is the application process different for a Limited Company Buy-to-Let Mortgage?
While the application process is similar to a standard buy-to-let, there may be additional checks due to the corporate structure. This includes reviewing company information and potentially the shareholders involved.
What is the minimum deposit required for a Limited Company Buy-to-Let Mortgage?
You’ll typically need a minimum deposit of 25%.
Can I have more than one Limited Company Buy-to-Let Mortgage?
Yes, we can consider multiple buy-to-let mortgages, including those for larger property portfolios.
Can I remortgage a buy-to-let property owned by a limited company?
Yes, you may be able to remortgage your property in the future, subject to certain conditions.
Should I use a mortgage broker for a Limited Company Buy-to-Let Mortgage?
While not essential, using a mortgage broker can streamline the process. However, their services come at a cost.
Are there tax implications for owning a buy-to-let property through a limited company?
Yes, owning a buy-to-let property through a limited company can have tax implications. It’s essential to seek professional tax advice.
Do I need to pay additional stamp duty when buying a property through a limited company?
Yes, additional stamp duty may apply to property purchases by limited companies. Professional advice is recommended to understand your obligations.
