Construction Loans
Keep Your Project on Schedule
Need funding for a construction project? Get quick, flexible loans from £10,000 to £2,000,000 and access capital the same day as your approval. Keep your project on track with an injection of much-needed capital on manageable terms.
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Get Your Project Funded Without Delay
Construction moves fast, and so do we. Our streamlined process ensures you get the capital you need when you need it:
Fast Approval
Receive indicative terms the very same day, subject to availability, so you can plan and act without waiting weeks.
Funds in Hours
Once approved, money can be transferred directly to your account the very same day, helping you stay on schedule, cover urgent costs, or seize new opportunities.
Our Loans for Construction Projects
Whether you’re funding new builds, renovations, or large-scale developments, our construction loans provide the financial support you need to keep projects on track. With competitive rates and customisable repayment terms, we help ensure your construction ventures are fully backed, every step of the way.
- Loan Amounts: £10,000 to £2,000,000
- Interest Rates: Attractive, fixed-rate options
- Repayment Terms: Flexible terms ranging from 1 to 10 years
- Eligibility: Available to all UK-based limited companies, no matter the size
What is a Construction Loan?
A construction loan is short to medium-term finance that releases funds in stages as your building project progresses. It’s designed to bridge the gap between breaking ground and arranging long-term finance, such as a mortgage or commercial loan.
Construction finance is vital in today’s market of rising material costs and tighter lending criteria. Without it, developers and builders risk funding delays, cost overruns, or even project failure. We can help keep your project on schedule, with the financial boost you desperately need.
Get a Loan Tailored to Your Needs
Whether you’re launching a new project, expanding your site, or refinancing debt, our loans provide a swift cash injection to keep your business moving:
Refinance Existing Debt
Lower repayments, consolidate multiple loans, or free up cash for new projects, even if cash flow has been inconsistent.
New Build/Development Loans
Finance ground-up construction projects confidently with staged drawdowns and interest-only options, easing cash flow pressures throughout the build.
Expand or Renovate
Upgrade equipment, add new facilities, or modernise sites. Top-up loans let you grow without disrupting ongoing work.
Working Capital Support
Bridge temporary gaps, cover staff and contractor costs, or fund project marketing. Flexible unsecured options ensure smooth operations.
How Our Process Works
We keep things simple so you can focus on completing your projects:
Step 1: Submit Your Application
Provide your loan choice, with your company details and 6 months of business banking statements. We’ll need all of the company directors’ details, including date of birth, email address and driver’s license as a form of identification.
Step 2: Approval
Get indicative terms quickly. We aim to assess and review your application the very same day, subject to availability.
Step 3: Access Your Funds
Approved loans are deposited directly into your account in as little as 3 hours from your approval, giving your construction project the capital it needs, sometimes the very same day.
Why Choose Us for Construction Loans?
Fast Access to Funds
Receive capital in hours, not weeks, helping you hit project deadlines and seize opportunities.
Tailored Loans
Loans from £10,000 – £2,000,000 are customised to your project’s needs, with top-up options for expansions or unforeseen costs.
Flexible Repayments
Choose daily, weekly, or monthly instalments aligned with your project cash flow for stress-free management.
Apply Today and Keep Your Construction Projects Moving
Get the funding your construction business needs, quickly, simply, and with expert guidance.
FAQ
What types of construction loans are available?
Loans for new builds, expansions, renovations, refinancing, and working capital, all structured around your project milestones.
Who is eligible?
Construction experience, a detailed project plan, and evidence of project viability are generally required.
How much can I borrow?
£10,000 – £2,000,000, depending on project size, site value, and projected cash flow.
What are the repayment terms?
1 – 10 years, with flexible instalments (daily, weekly, or monthly) to match your project needs.
What documents do I need?
- Business Details
- 6 Months of Business Bank Statements
- Director’s Email Address
- Director’s Date of Birth
- Director’s ID (Driving License)
Who is eligible?
Construction experience, a detailed project plan, and evidence of project viability are generally required.
How quickly can I get funds?
Indicative terms, the very same day you submit your application, funds can be available within hours after approval and checks.
Can I refinance an existing loan?
Yes, lower repayments, consolidate debts, or release equity for new projects.
Are there any upfront fees?
No, we provide a transparent fee structure with no hidden costs.
Can I get staged funding for new builds?
Absolutely, staged drawdowns and interest-only options help manage cash flow throughout construction.
What support do I get after funding?
Our advisers remain available to help with future project loans, expansions, or refinancing.