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Apt Payment
Your Trusted Partner for Fast, Flexible Bridging Finance
We specialise in providing seamless bridging loans to help you seize time-sensitive opportunities without the wait. Whether you’re purchasing property at auction, managing cash flow, or funding renovations, we offer fast, tailored solutions with loans of up to £50 million. Our process is simple: apply today, receive an offer in principle on the same day, and get funded in just a few days—without excessive fees or hidden costs.
With no automated credit checks, we believe your financial future shouldn’t be defined by past credit issues. Thanks to our strong relationships with leading UK lenders, we secure competitive terms that suit your unique needs. Whether you’re in property development, refurbishments, or business growth, our team is ready to help you bridge the gap—quickly and efficiently.
Alternative Providers:

Marketing Financial Solutions

Aspen Bridging

Octane Capital

Hampshire Trust Bank

Alternative Bridging Corporation

Inhale Capital

Bluecroft Finance

Grosvenor Funding

United Trust Bank

Hope Capital

Shawbrook Ban

Allica Bank

Black and White Funding

MS Lending Group

TFG Capital

Stream Bank

Whitehall Capital
Kuflink

Roma Finance

Charter Bank

Funding 365

Holme Finance Bridging Solutions

Fiduciam

Portman Finance

Goldentree Financial Services

Oakbridge Financial Services

Goldentree Financial Services

Oakbridge Financial Services
How Bridging Loans Help
Bridging loans are designed to provide quick, flexible financial solutions when you need to bridge a short-term funding gap. Whether you’re facing tight deadlines or need immediate access to capital, bridging finance is the perfect solution to keep your project on track and avoid missing out on crucial opportunities.
Here are a few ways bridging loans can support you:
- Seize Investment Opportunities: Secure funding for property deals or business investments that require immediate action, such as buying at an auction or securing a prime property before a competitor does.
- Manage Cash Flow: If your business is experiencing short-term cash flow issues or unexpected expenses, a bridging loan can provide the capital needed to maintain smooth operations without disruption.
- Refurbishment and Development: Whether you’re renovating a property to boost rental value or funding a commercial development, bridging loans can be used for both light and heavy refurbishments.
- Avoid Repossession: If you’re facing financial difficulties and at risk of repossession, a bridging loan can help you regain control and buy yourself the time needed to find a permanent solution.
- Quick, Short-Term Funding: For situations where traditional finance takes too long, bridging loans offer a fast alternative, typically providing funds within days.
Bridging loans are highly adaptable, and each loan can be tailored to meet your specific requirements, whether you’re looking for short-term financing for property, business, or any other purpose.
For more information or to discuss how bridging finance can help you, contact our expert team today. Our brokers are ready to help you find the right solution to fit your needs.
Learn more about bridging loans here.
What exactly is a bridging loan?
What are the typical uses for a bridging loan?
What advantages do bridging loans offer?
How do regulated and unregulated bridging loans differ?
What different types of bridging loans can I choose from?
Are banks still offering bridging loans?
While traditional high-street banks may not offer as many bridging loans as specialist lenders or private companies, some still do provide them. However, the terms and requirements can be more stringent than those offered by bridging finance specialists. Many people seeking bridging finance prefer to go through specialist lenders due to their ability to offer quicker, more flexible options.
How fast can I secure a bridging loan?
One of the primary advantages of a bridging loan is speed. Depending on the complexity of the loan and the lender’s process, you could secure a bridging loan in as little as 1 to 2 weeks. Some lenders can approve and fund the loan in just a few days, especially if the property is straightforward and the borrower’s financial situation is clear. However, if more due diligence or additional paperwork is required, it may take longer.
