Opening a business account made easy

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Banking services for businesses in the United Kingdom

Starting your own business is one of the most exciting, profitable decisions that you will ever make. It will also be one of the most time-consuming decisions that you’ll ever make. We make banking one less thing for you to worry about by helping you open a business bank account with a local provider quickly. As a trusted provider, we have helped clients from different industries across Birmingham and the rest of the UK with their first business account. We make sure you don’t have to wait for weeks before you can start trading and making money.

Why not just open a business account with a big bank?

Firstly, you can’t go straight to a big bank and open an account for a new business immediately. Some banks don’t offer smaller start-ups an appointment. Instead, they ask all new applicants to fill-out various forms online, which can be a lengthy and confusing process.

In banks that offer new business account applicants a meeting, you might have to wait three weeks for an appointment. Your business would miss out on banking profits for nearly a whole month!

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Again, you might have to wait nearly a month for a response, only to be told that essentially ‘the computer said no’ because the algorithms used to scan your application didn’t see the potential in your business. Any human would have seen this potential easily.

That’s why we make sure that our office is full of lovely humans, who have spent years providing tailored financial advice to business across a huge range of sectors.

How is our Business Banking Service Different?

We understand that you know what works for your business better than anyone else, and you’ll give everything you can to make sure that it succeeds. Our job is to make sure that you secure the banking and financing arrangements that will allow you to achieve your business goals, without leaving you facing endless fee and repayment deadlines, just as your business is booming.

We also believe in face-to-face meetings, because meeting someone in person is the best way to learn about their business and discover everything that makes it so special. With Apt Pay, you will never have to adapt your business to a one-fits-all approach. We’ll tailor our services to your needs instead.

If you would like to talk to an expert on banking for businesses in your sector, who will offer you balanced, impartial and completely tailored advice, then booking an appointment with a member of our team will help you to open a business bank account that fits your business perfectly.

Set up your business banking account in only 10 minutes

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No credit checks required.

Putting local first

When advising you on the best place to open a business banking account, we will choose a bank in your area, so that you can easily pop in for an appointment whenever you have a minute between business meetings. We will also find you a business account option that you can manage easily by phone or online if you’re on the go.

We’ll ensure that wherever you are, you’ll always have access to first-class business banking services whenever you need them through local providers that you can trust.

Why choose Apt Pay?

  • We’ll help you to find the best bank account for your business 
  • Matching local business with local banks 
  • Fast and easy booking of appointments with our experts
  • Open a business bank account in days rather than weeks
  • A tailored service that you can’t get with a big bank
two people during a business banking meeting

Am I eligible?

We’ll need to see a photo ID, proof of address and all the usual documents that you need to show when opening a bank account. Upon approval, we can ensure that your account is open and that your business can start trading within days.

FAQ

Do I need a business bank account?

If you are the owner of a limited company, you are obliged by law to open a business bank account. You cannot use your personal bank account, as it belongs solely to you as an individual and not to your company. inal.

What’s the difference between a personal bank account and business bank account?

A personal bank account used to manage your personal finances. It gives you the possibility to make payments and receive money in your name.

A business bank account, on the other hand, is designed for transactions in your company’s name. It is used for making business-related payments, such as payroll and business invoices. A business bank account often is subject to monthly fees.

Who are you business banking services for?

We help start-up SMEs in the UK to open a business bank account that suits their needs.

How do I open a business bank account?

Depending on the bank you choose, you could open a business bank account online or in your local branch. However, obtaining a meeting in person can be subject to weeks-long waiting periods and online application forms can be time-consuming and hard to follow.

As an alternative, you can contact our banking experts at Apt Pay who will help you find the perfect bank account in a local bank and will ensure that you can open your account quickly (a few working days).

What do I need to set up a business account?

In addition to the personal details and documents required for opening a personal bank account (photo ID and proof of address), you will also need to provide your business details, including registered name and address, date of incorporation and company registration number.

Can you open a business account with bad credit?

If you have a County Court Judgement (CCJ) or you have been bankrupt in the past five years, your bad credit history may affect your eligibility to open a business bank account. 

To schedule a meeting with our banking specialists and get advice, please give us a call on 020 3103 0022 or email us at info@aptpayment.co.uk and we will be happy to help.

Location

 

AptPay     

13 Hanover Square, Mayfair,
London,
W1S 1HN

© 2023. AptPay is a trading name of APT BUSINESS CONSULTANTS LTD, registration number: 12781495 acting as an intermediary of the card payment provider and financial company. AptPay is not liable for any email correspondence, and email correspondence will not be binding legally, please seek independent advice. The registered address is 13 Hanover Square, Mayfair, London, W1S 1HN

Important Notice: We exclusively provide unregulated finance solutions to limited companies incorporated in the UK. We do not offer regulated financing. For more information, please contact our customer support team.