Funding Circle Business Loans
Through a collaboration with Funding Circle, we are now offering business loans for UK-based businesses.
Collectively, we provide clear, flexible, and transparent funding solutions to support the aspirations of businesses. Whether you aim to invest in fresh inventory, expand your premises, or elevate your enterprise to the next level, we are here to help you access additional finances to do so.
Get a FREE Quote
Borrow from £10,000 to £500,000
Short and long-term options
Fixed interest rates
Since 2010, the Funding Circle have helped 140,000 businesses borrow £16 billion. Yours could be next.
Why Choose Funding Circle Loans with AptPay?
Experience efficient and tailored financing with Funding Circle Loans through AptPay. Here’s why we stand out:
- Rapid Online Application:
Complete your loan application in just 10 minutes, respecting your time and convenience.
- Quick Decision-Making:
Expect swift approvals, often within 1 hour, balancing efficiency with a thorough evaluation.
- UK-Based Support:
Our dedicated support team is ready to guide you through the process and address your concerns.
- Transparent Fixed Rates:
Enjoy stability with fixed interest rates, ensuring predictability throughout your loan term.
- Flexible Borrowing:
Tailor your loan to your needs, borrowing any amount between £10,000 and £500,000.
- Competitive Rates from 6.9%:
Benefit from competitive rates starting at 6.9% per annum, providing excellent value for your investment.
- No Early Settlement Fees:
Adapt to changing circumstances with the freedom to settle your loan early without additional fees.
Choose Funding Circle Loans with AptPay for a fast, transparent, and customer-focused lending experience. Your financial journey is simplified.
Apply for a Business Loan Today
Discover your rate without affecting your credit score.
As a limited company or LLP, you can get a loan decision without impacting your credit score, allowing you to explore your options with peace of mind. Check your eligibility and apply online, if approved, funds are typically deposited within 48 hours.
How It Works
Instant Eligibility Check:
Quickly assess your qualification status without impacting your credit score.
Effortless Online Application:
Complete a straightforward online form within as little as 10 minutes, providing necessary details about yourself and your business.
Swift Decision-Making:
Receive a prompt loan decision. If approved, you’ll be presented with a personalised, no-obligation quote tailored to your specific needs.
Fast Fund Disbursement:
Upon accepting your offer, funds will be promptly deposited into your account. Experience a seamless and efficient funding process.
Are You Eligible?
To apply for a loan with us, you should:
- Have a trading history of 1 year or more
- Be based in the UK
Who are Funding Circle?
Funding Circle is a leading name in the business finance industry, and just like us, they are dedicated to supporting businesses like yours.
Our Business Loans
Whether you’re seizing exciting opportunities, managing cash flow, or stocking up on inventory, our specialist finance options are designed to take your business further.
Our loans range from £10,000 to £500,000, with rates starting at just 6.9% per year. With a simple application process, and even quicker approvals, what are you waiting for?
What it Costs
We believe in transparency. Your loan cost depends on the borrowed amount, interest rate, and loan term. Our fixed-rate loans ensure you know exactly what you’ll repay each month, with no extra costs for settling early.
You can benefit from competitive interest rates starting at 6.9% per year, making our business loans more affordable than traditional financing options.
FAQ
How do I know if a business loan is right for me?
Consider your goals. Business loans are suitable for buying assets, expanding, improving credit scores, or managing cash flow. If uncertain, our experts are here to guide you.
What types of business loans are available?
Explore various options such as the Recovery Loan Scheme, Unsecured Business Loans, Working Capital Loans, Company Loans, and Self-Employed Loans. Asset Finance is also an option for specific needs.
What if I've been previously refused a loan?
Review your financials, improve your credit score, and address outstanding debts before reapplying. These steps can increase your chances of a successful application.
Are business loans hard to get?
We strive to make the process fast and hassle-free, approving thousands of loans yearly. Our goal is to assist businesses in securing the funding they need.
How does the loan repayment process work?
Monthly payments start one month after funding, with the flexibility to settle early without incurring extra fees. We aim to provide a straightforward and adaptable repayment structure.
How can I reach the support team for additional questions?
Feel free to contact our dedicated support team.
How does the cost of a business loan vary?
The cost depends on the borrowed amount, interest rate, and loan term. A one-time completion fee is charged upon initiation, and interest rates are influenced by factors like credit score and financial standing.
What loan amounts are available?
Apply for a small business loan ranging from £10,000 to £500,000, providing flexibility to meet your business financing needs.
Can I choose a flexible loan term?
Yes, select a loan term from 6 months to 6 years, with no additional fees for full early repayment. Tailor your repayment schedule to match your business needs.
Is a personal guarantee required for approval?
Approval for a Funding Circle business loan may require a personal guarantee to secure the loan.
What documents are required for the loan application?
After completing the online form, submit essential documents, including up to eight months of business bank statements and comprehensive unabbreviated accounts detailing profit and loss.
When do the repayments start?
Monthly payments commence one month after your loan. Direct debit payments are processed up to 5 days before the due date to ensure timely processing.
Can I repay the loan early without additional fees?
Yes, enjoy the flexibility of settling your business loan early at any time without incurring additional fees. We provide hassle-free repayment options to help you take control of your financial strategy.
Is a business loan right for me?
Consider a business loan if you’re investing in assets that add long-term value, need additional funds for business growth, have a goal to improve your business credit score, or require assistance with cash flow management.
When might a business loan not be suitable?
A business loan may not be suitable if finding the right loan amount with suitable terms is challenging, there’s uncertainty about meeting repayment obligations, or a recent business loan rejection occurred. It may also not be ideal if all existing lines of credit have been exhausted.
How can I qualify for a small business loan?
Factors considered include your situation and trading history of at least one year. Apply for a business loan with us to check your eligibility.
Location
© 2023. AptPay is a trading name of APT BUSINESS CONSULTANTS LTD, registration number: 12781495 acting as an intermediary of the card payment provider and financial company. AptPay is not liable for any email correspondence, and email correspondence will not be binding legally, please seek independent advice. The registered address is 13 Hanover Square, Mayfair, London, W1S 1HN
Important Notice: We exclusively provide unregulated finance solutions to limited companies incorporated in the UK. We do not offer regulated financing. For more information, please contact our customer support team.