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Your Hotel Financing

Unlock the potential of your hotel project with tailored bridging loans for the hospitality industry. We offer financing from £300,000 to £50 million to help you purchase or expand your hotel business.

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Bridging Loans to Get You Started

Flexible Loan Amounts

Borrow from £300,000 to £50 million

Nationwide Support

Serving England, Scotland, and Wales

Speedy Approval Process

Fast access to the capital you need
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Clear and Transparent Terms

No hidden fees, competitive rates

Expert Advice

Tailored solutions from seasoned property finance experts

Our Hotel Financing Solutions

Owning and operating a hotel can be a rewarding and profitable venture, offering steady income and the potential for growth in a thriving industry. With the right financing, your hotel project can succeed from the outset.

Securing the capital required for a hotel purchase or refurbishment can be a challenge. But, with us, we specialise in providing flexible hotel financing solutions. Whether you’re buying an existing hotel or starting a new project, our bridging loans help you achieve your goals.

We offer funding solutions for hotel purchases, with loans starting from £300,000 and terms extending up to 24 months.

Our bridging loans allow you to move forward with your hotel plans, with loan-to-value ratios, clear repayment terms, and competitive fees.

Key Features:

  • Loan Amount: £300,000 to £50 million
  • Term: Up to 24 months
  • LTV Options: Up to 70% LTV
  • Flexible Repayments: Structured according to your needs
  • Transparent Fees: Starting at 2% arrangement fee
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Hotel Financing is Essential for Your Venture

Hotel financing helps to get your plans off the ground. Some common scenarios include:

Hotel Acquisition

Buying an existing hotel or chain to grow your business or expand your portfolio.

Refurbishments and Renovations

Renovating a property to increase its value, improve guest experience, or comply with updated regulations.

Development and Construction

Building a hotel from the ground up, including new builds or extensions to existing properties.

Working Capital

Short-term financing for operating expenses, from payroll to supplies, ensuring smooth day-to-day operations.
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How Our Hotel Financing Works

Hotel financing helps to get your plans off the ground. Some common scenarios include:

1. Request a Quote

Contact our experts to discuss your project and receive a tailored quote.

2. Compare Your Options

Review the available loan options based on your requirements and financial goals.

3. Submit Your Application

Submit the necessary documents and application forms for approval.

4. Get Funded

Once approved, the funds will be transferred to your bank account quickly so you can get started.

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Am I Eligible?

We can support your hotel venture if you meet the following criteria:

  • At least one property to secure the loan
  • A clear and feasible repayment plan
  • Experience in hotel management or development is a plus
  • Personal guarantee required
  • For commercial properties, pre-letting or pre-sales agreements may be necessary
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Benefit From Our Experience

Flexible Loan Terms: We offer loan terms that are flexible to suit the needs of hotel owners and operators. Whether you’re purchasing a property or handling renovations, our loan terms are designed to be adaptable so you can focus on what matters most – your business.

Personalised Support from Experts: We believe in building strong relationships with our clients. Our expert team works closely with you to understand your needs and provide tailored financing solutions. With years of experience in the hospitality industry, we guide you through every step of the process.

Our Impact

We have partnered with leading companies in the UK hospitality sector, providing tailored financial solutions to help hotels grow and thrive. In the past year alone, we’ve supported over 100 hotel acquisitions and refurbishments, helping businesses scale successfully across the UK.

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​​Apply for Your Hotel Bridging Loan Today

Our comprehensive application process ensures that securing funding for your hotel project is straightforward:

Request a Quote

Provide initial details about your project.

Review Options

Our team will provide you with the most suitable financing options based on your needs.

Submit Application

Complete the necessary paperwork and submit your application for review.

Receive Funds

Once approved, we will transfer the capital directly into your account, typically within a few business days.
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Why Choose Us

With years of experience in the hospitality finance sector, our experts are here to help you navigate the complexities of hotel financing. Whether you’re an established operator or new to the industry, we are dedicated to offering tailored solutions that work for your business.

With us, you benefit from:

Competitive Rates

Access financing with competitive interest rates tailored to your project.

Experienced Team

Our team has decades of experience in hospitality and property finance.

Independent Broker

As an independent broker, we work for you to find the best deal without bias.

Apply Now

Ready to get started? Speak to one of our experts today and get the financing you need for your hotel project.

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Stay updated with the latest news and trends in the hotel finance and general finance sector. We also offer a range of resources and reports to help guide you through your financing journey.

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Hotel Loans in the UK: Rates, Types & How to Get Approved

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FAQ

What types of loans are available for hotel owners and operators?
We offer a range of financing options for hotel owners and operators, including bridging loans for hotel acquisitions, refurbishment loans, and working capital loans. These options allow you to purchase new properties, refurbish existing ones, or manage day-to-day operations with flexible funding that suits your specific needs.
What are the typical interest rates and terms for hotel loans?
Our interest rates for hotel loans vary based on the loan amount, the property value, and the terms of the loan. Typically, we offer competitive variable interest rates, with terms extending up to 24 months. We’ll work with you to structure the terms that align with your development timeline and financial goals. All fees, including our starting 2% arrangement fee, are clearly outlined before you sign.
Are there specialised loan programs for boutique hotels or bed and breakfasts?
Yes, we offer specialised loan programs for boutique hotels and bed and breakfasts. We understand that these types of establishments have unique needs, whether it’s the flexibility to manage smaller-scale renovations or specific marketing strategies to attract guests. Our loan experts can tailor solutions that best suit the size and nature of your property.
What is commercial finance?
Commercial finance refers to a broad range of financial products designed to help businesses, including hotels, secure funding for acquisitions, improvements, or working capital. These loans are secured against business assets such as property or equipment and are typically used for projects like hotel purchases, renovations, or general business expenses.
What do commercial brokers do?
Commercial brokers are experts in the commercial lending market who work on behalf of businesses to secure the best financing deals. They help borrowers like you understand your financing options, compare different loan products, and navigate the application process. Brokers also act as intermediaries between borrowers and lenders, ensuring that the terms are right for your specific situation.
Who is eligible for commercial finance?
Eligibility for commercial finance depends on several factors, including your business’s financial stability, experience in the industry, and the value of the property or assets being used to secure the loan. We accept applications from a range of entities, including individuals, sole traders, limited companies, and partnerships. Our team will assess each application individually to provide the most appropriate financing solution for your business.
How is the cost of a business loan calculated?
The cost of a business loan is typically calculated based on the loan amount, interest rate, and the term of the loan. Additional fees, such as the 2% arrangement fee for our bridging loans, may also apply. We will always provide a detailed breakdown of the costs before you sign any agreement so you can make an informed decision.
Do you provide "interest-only" business loans?
Yes, we do offer interest-only business loans for certain hotel projects. This can be a beneficial option for borrowers looking to minimise upfront payments and maintain cash flow during the early stages of a project. With interest-only payments, you can focus on your business operations while repaying the principal amount later.
How do you go about designing bespoke facilities for hospitality firms?
When designing bespoke loan facilities for hospitality firms, we take the time to understand your unique business model, goals, and challenges. Our team works closely with you to craft a financing plan that meets the specific needs of your hotel, whether you’re planning a refurbishment, expansion, or new build. We’ll evaluate factors like project scope, location, and market conditions to ensure the loan structure supports your long-term success.
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